One precise ledger
Income, expenses, and atomic transfers between your own accounts. Amounts are stored exactly, never as floating point.
Personal finance for Indonesia
Your money, recorded exactly as it happened.
Cashava keeps a precise ledger of accounts, budgets, loans, and recurring bills. An optional assistant can prepare entries for you — but nothing reaches your records until you confirm it.
Free for manual tracking, your own AI key, and MCP access.
Assistant preview
Optional AI capture
OpenAIAmount
Rp 85.000
Date
Yesterday, 12:30
Account
Jago
Category
Food & drinks
Create draft
Recent transactions
Just savedSeroja
Food & drinks · Jago · Yesterday, 12:30
−Rp 85.000
Grab
Transport · GoPay · Aug 23, 21:18
−Rp 27.500
Netflix
Subscriptions · Jago · Aug 22, 06:00
−Rp 186.000
Everything your money actually does
Built around how spending really works in Indonesia — split accounts, informal loans, and bills that repeat.
Accounts that reconcile
Cash, bank, e-wallet, and credit card. Compare Cashava against real balances and record the difference deliberately.
Budgets that overlap
Monthly envelopes across many categories at once, so one expense can count toward both Food and a Total budget.
Loans and repayments
Track money you lent or borrowed. Partial repayments stay ordinary ledger entries and can use different accounts.
Recurring rules
Daily to yearly schedules with catch-up when you have been away. Pause or archive without losing history.
Your data, your control
Every record is scoped to your account. Export to CSV or JSON, and delete your account whenever you decide.
An assistant that asks before it acts
Describe a transaction in Indonesian or English and the assistant prepares a draft: amount, date, account, category. It shows you exactly what will change — including the before and after of an edit — and waits.
Bring your own provider key for free, or use the built-in AI on Pro. Either way the rule is the same: only a form you submit can write to your ledger.
- The ledger works fully with AI switched off.
- The assistant can read and draft, but never writes on its own.
- Deleting a transaction moves it to Trash, so mistakes stay reversible.
- Your API keys are encrypted and never stored in conversations or logs.
Free to track. Pro when you want built-in AI.
Manual tracking, your own API key, and MCP access stay free permanently. Pro adds Cashava’s built-in assistant with a monthly quota, paid by QRIS.
Start with one account and today’s spending.
No import required. Add what you have, record what happens, and let the history build itself.